Steps to Prevent Identity Theft

A person’s name, reputation and integrity of are of great value and that is why identity theft can be disastrous. The following are various steps to prevent identity theft that you can follow to avoid being a victim.
First and foremost ensure that you use basic security measures on all printed checks to prevent identity theft. It is best to use initials or just the last name when ordering printed checks. The bank keeps an image record of your signature which the criminal is not aware of; therefore the bank can verify your actual signature against the signed check.
It is essential that you avoid having your personal information printed on your checks and avoid having your social security number and home phone number listed when your checks are being printed. You should also avoid your personal mail being delivered by hand because this mail drop can be monitored.
It should be noted that it is best to pick up the check personally from the bank under no circumstance should you have the checks mailed. Credit cards are an easy target for identity theft therefore it is vital that you secure your credit cards and services. Whenever you are making a credit card payment ensure that you only write the last four digits on the document.
It does not hurt to make a list of all your credit cards and their toll free numbers so that in case you are an identity theft victim you then be able to act a lot faster. Keep track of the companies’ phone numbers and update your list in the case of a changed phone number.
It is also best to memorize your social security card instead of keeping it in your wallet you can keep it in s safe place, you should also avoid writing down your pins and passwords on the back of cards or documents kept in your bag. Do not use you your home address, kid’s names or birthdays or spouse’s name as your password instead use a combination of digits and letters, also change your password regularly.
It is also important that you shred all documents containing your personal information if no longer in use and lastly close all credit card accounts and bank accounts that you are no longer in use. Monitor all your financial transactions and the moment you realize a disparity follow the above steps to prevent identity theft or put a stop to it.