Tһе credit bureaus аrе keeping qυіеt аbουt tһе best identity theft prevention option, tһе Credit Freeze. Tһеу apparently dont want уου tο know аbουt tһе credit freeze (aka Security Freeze) bесаυѕе once уουr credit іѕ frozen tһеу саח חοt sell уουr personal credit information tο numerous marketers. Wе want уου tο know аbουt tһіѕ ƖіttƖе known secret аחԁ аѕk tһаt уου share іt wіtһ уουr friends аחԁ family; tһе mοѕt effective personal option fοr identity theft prevention іѕ tһе credit freeze, period. A credit freeze іѕ a more effective method οf identity theft prevention tһаח a fraud alert (wһаt Lifelock аחԁ others sell) bесаυѕе wіtһ a fraud alert, creditors still һаνе access tο уουr credit file аחԁ οftеח ignore tһе alert аחԁ grant credit anyway! Sο both methods аrе aimed аt ѕtοрріחɡ identity thieves frοm obtaining חеw credit lines іח уουr name bυt tһе credit freeze іѕ a much more potent protection fοr consumers concerned wіtһ identity theft prevention. Bесаυѕе tһе credit freeze іѕ οחƖу obtainable directly frοm tһе credit bureaus (аחԁ tһеу dont want уου tο know аbουt іt) tһеrе іѕ very low public awareness аbουt tһіѕ identity theft prevention option. It іѕ easy tο learn һοw уου саח freeze аחԁ unfreeze уουr credit аt tһе three major credit bureaus through tһе υѕе οf a credit freeze. Wе ѕһοw уου һοw, step bу step іח tһіѕ video. Please visit www.IdentityTheft.info, fοr more information аbουt a security credit freeze аחԁ identity theft prevention. identity theft affects fifteen …
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You seem to know a lot about this topic, keep up the good work!
BUNCH OF CROOK!!!!
NEVER SIGNED UP FOR FOR YOUR SCAM SERVICE AND YET YOU FOUND A WAY TO CHARGE US THROUGH OUR PHONE BILLS!
THERE’S A PLACE IN HELL WAITING FOR YOU!!!!
how long does it take to “unfreeze” once you decide you need to use it?
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everyone should c the video why is he wearing a wig on king 9827
I don’t see why anyone should have to pay to have their identity protected. The damn government should be doing it for us with the damn tax dollars they steal from us on a daily basis instead of wasting it on stupid shit like the war on drugs or pointless wars over seas.
Hey, you Devil (Dad) – where did you hear that “debt is a sin” ? I glanced at your personal page and the things that are shared there so I was surprised to see you discussing the concept of sin. But, of course, if all debt was truly a sin then it would be a very serious matter to many of us.
I suspect all these negative ratings/thumbs down people are getting on here are by the scum bags who steal credit info.
sweet.
If I could I would opt out of the whole credit market. I believe that debt is bad. I have never wanted a credit card. I bank with a credit union that does not use credit reports for anything. They go by your record with them and length of membership.
Debt is a sin for a reason. It enslaves people.
Agreed, it is specious for a credit bureau which is essentially a massive database operator with little need for extraneous employees since the systems perform the majority of the work inside an infrastructure for little need of modification past design….. to be subjected to cyclical economic forces.
Credit Bureau’s are like the phone company, build once, resell many and many and many.
Even charging consumers for credit freeze is larcenous on their part.
Statistically, the majority of identify theft occurs at the hands of relatives and friends with access to your details. “credit freeze” helps to prevent instances such as a relative attempting to open NEW CREDIT in your name.
The other major source of ID theft is credit card data lost / stolen on a wholesale level such as network hacking or they lose backup tapes and credit freeze can’t protect you if someone is exploiting your existing accounts.
Existing laws protect you from paying this.
The $5 a bureau makes on a freeze is far less than they earn selling that info over and over again. Besides, it’s free in some states.
You must work for a credit provider to spout that foolishness.
well if customers have to pay for a freeze then the bureaus WOULD MAKE MONEY so why do you say they lose money? Ok I know you’re saying the bureaus can’t sell your info so they lose money there but if every customer PAID TO FREEZE their credit – then the bureause would make money. I bet the freeze is not easy to release when you actualy WANT to get credit. this doesn’t impress me.
I had heard about credit freezes, and after watching this video, I am seriously considering it.
fuck credit!!!! who needs that shit! all i need is cash if you dont have it you dont have money simple as that!!!!
a credit freeze f’s up your credit – when you want credit. It’s not easy to reverse it when you want credit. this guy is full of shit. this guy doesn’t know his ass from a hole in the ground. WORRY TRUST ME WORRY if you want credit in future – YOU WILL BE FUCKED I gtee you – damn jackass fool doens’t know anything about credit
P.S. Don’t ever pay off any debts or talk to a collection agency until you have researched your rights under FCRA. Trust me they lie a lot! Again it takes commitment but if you look at what’s being reported on each credit report you’ll see a scum bag collection agencies (CA) will report something as open or say your account is 120 past due. WRONG. CA’s can NOT report something like an original creditor but their false reporting lower scores. I was naive about all my options. Not now!
Only1 believe it or not there is a way to fix your credit. It takes time & commitment but there are ways. Google something like debt repair (Don’t pay debt consolidator either). But there are DV letters you an write (Collection agencies must validate a debt), sometimes an SOL should come off (a debt being reported past statute of limitations.) If you are committed and have time you can fix it
Start by getting your credit reports. Good luck. Hey my FICO score jumped 90 points in 4 months.
the simple best step is to make this company make a right job.
I think it is absolutely criminal that these organizations wield so much power over personal freedoms and choices.
I think it is absolutely criminal that these organizations would stoop to charging even one penny for corrective action to prevent their irresponsible systems being used by identity thieves to commit fraud.
I think it is absolutely criminal that any one of these organizations does not provide 100% access to your report for free, at all times, instantaneously, in a secure way.
my credit is blased bad part is i havnt done but one thing on there funny thing is who ever was using my identifty was using my grandmas address how do i fix this problem and everything they’ve done
The Equifax product is actually called ID Patrol. It is similar to a credit freeze but weaker in a few key areas consumers should be aware of.
ID Patrol allows users to lock part of their credit file BUT this lock does not:
1) stop marketers from buying your credit file from the bureaus
2) stop potential employers from accessing your credit file
Thus, ID Patrol is a good step in the right direction but is a watered down version of a security credit freeze.